Security Features Of Visa Card

What to Look for on all Visa Cards

• The Signature panel : must appear on the back of the card and contain an ultraviolet element that repeats the word “Visa®.” The panel will look like this one, or have a custom design. It may vary in length. The words “Authorized Signature” and “Not Valid Unless Signed” must appear above, below, or beside the signature panel. If someone has tried to erase the signature panel, the word ‘VOID” will be displayed.
• The Magnetic stripe : is encoded with the card’s identifying information.
• Card security code:  or Card Verification Value (CVV) is a unique threedigit code that is encoded on the magnetic stripe of all valid cards. CVV is used to detect a counterfeit card.
• Hologram: The Mini-Dove Design Hologram may appear on the back anywhere within the outlined areas shown . The three-dimensional dove hologram should appear to move as you tilt the card.
• Brand mark : must appear in blue and gold on a white background in either the bottom right, top left, or top right corner.
• Account number : The account numbers of all Visa, MasterCard and Discover cards are comprised of 16 digits and for American Express the number is made up of 15 digits. All digits must appear even, straight, and the same size. The first digit of each card number identifies its type. Listed below are the first digits that the major U.S. card brands use in their account numbers.
  

  Card Type	First Digit of Account Number
  American Express	3
  Visa	4
  MasterCard	5
  Discover	6




• Bank Identification Number (BIN) (only for Visa and MasterCard cards): These are four-digit numbers that are printed below the account number. This BIN must be identical with the first four digits of the account number.
• Expiration date: or “Good Thru” date should appear below the account number.
• Cardholder name:   or a Generic Title may be embossed or printed on the card. This field may be blank on some Visa cards.