■ The ease of using credit cards, combined with impulsive buying, may result in over-spending.
■ High interest rates, as well as other costs make credit cards a relatively expensive method of obtaining credit.
■ Lost or stolen cards may result in some expense ($50.00) and inconvenience.
■ The use of multi-credit cards can get you even further into debt.
■ Fraudulent or unauthorized charges may take months to dispute, investigate, and resolve.
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